top of page
Mockup image2_iphone_black_portrait.png
POS UI large_ipadair2_spacegrey_landscap
Kiu is disrupting industries through inclusive technology that empowers companies to connect with their customers in a whole new way.

Kiu is a pioneer in creating technology that continuously places the user at the center of its experience.

Kiu Business Management Solutions


Business Management Chart Visual | KIU App

Kiu is a Business Management Platform that includes Customer Relationship Management (CRM), Accounting, Sales Automation, HR, Inventory management and more in a single platform. Our cloud-based applications for sales, service, marketing, and more don’t require IT experts to set up or manage — simply log in and start connecting to customers in a whole new way. Your data is secure and controlled only by you.

Kiu integrates AI credit scoring enabling you to access extra money to operate your business. Kiu offers easy to access loans and credit through the Kiu Credit Scoring Platform- its as simple as pushing a button. 

Credit Scoring Engine

Credit Report With 760 Credit Score

Access to capital is next to impossible for MSMEs and SMEs in Asia because they don't qualify for loans. Hence, Kiu bridges financial institutions with businesses. Kiu has developed the Kiu Artificial Intelligence Credit Scoring Platform that analyzes data from the Kiu Business Management Platform (BMP) and any third party application for that matter, to score the loan repayment ability of a business. The Kiu Credit Scoring platform analyzes fraud, transactional data, and millions of historical loans over the past 14 years in conjunction with predictive analysis to create a credit score so a bank or MFI can loan money to an MSME or SME instantly.

Kiu Loan

 Credit Card Being Offered | Digital Financing Solutions

Kiu's digital financing solution provides rapid access to working capital of up to $50,000 for each customer. Kiu Loan allows users to digitally apply for loans from Kiu or KIU lending partners. Our powerful data analytics allow us to provide funding to SMEs within 24-hours based on their business fundamentals.

Streamlining and automating the lending process helps financial institutions overcome timely approvals processes, cost, and the potential of any unpredictable losses, increase the quality of the loan portfolio, and deliver customer satisfaction.

Kiu POS Mobile App

Finance Report on KIU POS Mobile App

Kiu leaves no-one behind. We believe in equal digital opportunity. We empower the smallest of businesses, like farmers and the market on the corner, to have the tools they need to run their business too.


Kiu enables digitization for anyone so they too can access working capital through our finance partners. A very simple easy to use mobile app in the palm of your hand allows any business to start on the path of digitization. Kiu Apps can be used to record sales transactions but can also be used for much much more- customer contact, inventory management, purchasing and reporting.

Kiu Apps are seamlessly integrated with Kiu Business Management systems and the Kiu Credit scoring.

Start your free trial today

bottom of page